I understand that if I am in business and I deal with the public, I am probably going to need some kind of insurance in case I make a mistake of some kind.  I hate shopping for insurance bout as much as I hate shopping for anything except maybe a new tool for my shop or fishing equipment.  Can’t have too many tools or too much fishing stuff.  Insurance, on the other hand, is something I would rather avoid having to deal with.  First of all what’s the difference.  If I make an error, wouldn’t that be an error?  Why then would I need Errors and Omissions and Malpractice.  If something I did incorrectly caused someone harm, would that come under Professional Liability or Malpractice or would it be one of the errors in Errors and Omissions insurance?  What does the insurance actually pay for?  Does it pay for what ever the damage costs.  Does it pay for the cost to defend me in court?  What if there are punitive damages?  Will it pay for that as well?  Lots of questions.  Difficult to get straight answers.  Seems like most insurance agents are eager to sell me some kind of package that I’m not sure is the best deal but as a title agent my underwriter requires me to have E and O insurance.  Are there specific requirements that the underwriter must have?  Or, do they just need to see the declarations page.

Robin Campbell has the expertise to answer all of these questions.  She is an experienced insurance student and practitioner who can analyse the situation and develop a plan that will be cost effective.  Her knowledge of both her side of the insurance business and also the title business makes her a valuable resource in these difficult finanacial times where every penny one can save is important.

Thanks Robin for being a professional we can count on.

Art Oswald
learntitle.com, LLC